Impact of Financial Inclusion Program in Papua New Guinea

The challenge​

This project was established to gain an understanding of the impact of a multi-faceted financial inclusion program that was being rolled out across Papua New Guinea. Prior to this study, there was a lack of quantitative data about who was benefiting from this program and why.

The research​

We conducted the first Randomised Control Trial in Papua New Guinea, evaluating the impact of a financial inclusion program offered in rural and remote areas, which included a gender equality component (on average, 53.6 percent of participants were female).

The impact​

The trial led to substantial adjustments to the existing $35,000,000 USD program, and several banks removed their account keeping fees across the nation.

Our researchers

Christopher Hoy - Melbourne Institute

Russell Toth - University of Sydney

Nurina Merdikawati - Australian National University

Our partners

The Asian Development Bank

Centre of Excellence for Financial Inclusion

Bank of Papua New Guinea

Publications